Disclaimer

1. Acceptance

Please read the following legal notes/conditions of use (hereinafter referred to as the “Conditions of
Use”) carefully when accessing the website of Perpetual Wealth AG. By accessing the Perpetual
Wealth AG website, you declare that you have understood the Conditions of Use and accept them in
full. If you disagree with or do not understand one or more of the provisions in the present
Conditions of Use, kindly leave the Perpetual Wealth AG website.

2. Restricted access

Access to the Perpetual Wealth AG website is not permitted to people who, especially on account of
their nationality and/or place of residence, are subject to legal regulations that prohibit the
publication of the content of the Perpetual Wealth AG website or access to the Perpetual Wealth AG
website (no matter what the reasons). People to whom this restriction applies are forbidden from
accessing the Perpetual Wealth AG website.

3. No offer

The information and opinions published on the Perpetual Wealth AG website do not constitute
advertising, recommendations or encouragement, offers or invitations to (i) Purchase or sell
investment vehicles; (ii) Conduct such transactions; or (iii) Conclude other legal business. They are
exclusively for informational purposes. We cannot exclude the possibility that the described
investment vehicles or services are unsuitable for you or are unavailable.

4. No advice

The information and opinions published on the Perpetual Wealth AG website do not serve as
investment advice, nor do they constitute advice on legal, fiscal, business or other matters in any
way. They are unsuitable as the basis for decision-making. Please seek advice from specialized
experts before deciding on any specific course of action. The presentation of content over the
Internet and the consultation thereof do not establish any legal relationship whatsoever between the
provider and the user.

5. No guarantees

Perpetual Wealth AG takes utmost care in preparing the content of this website. The content on the
Perpetual Wealth AG website is constantly updated and checked for correctness. Nevertheless,
Perpetual Wealth AG and its contractual partners offer no guarantees (whether explicit or tacit) and
make no promises about whether the content published on the Perpetual Wealth AG website is
correct, accurate, up-to-date or complete. In particular, Perpetual Wealth AG is in no way obliged to
update outdated information or opinions, remove these from the Perpetual Wealth AG website or
flag them accordingly. The information and opinions available on the Perpetual Wealth AG website
are subject to change at any time without prior notification.

Furthermore, Perpetual Wealth AG accepts no responsibility and offers no guarantees that the
functions on the Perpetual Wealth AG website will not be interrupted or error-free, that faults will be
repaired or that the servers from which the content can be obtained are free of viruses, Trojans,
worms, software bombs or other harmful components or programs.

In general, the past performance of an investment vehicle cannot in principle be used to draw any
conclusions about the performance thereof in the future. Investments in foreign currencies are also
subject to exchange-rate fluctuations. Dividends paid out in relation to individual investment vehicles
may also change. Perpetual Wealth AG makes no guarantees (i) That capital invested in investment
vehicles will appreciate in value or remain unchanged; or (ii) About the size of future dividends.

All the data provided through this website, including financial market data, exchange-rate
information, reports, research and other financial information, comes from sources that are carefully
chosen and considered reliable. All available information is provided to users without guarantees
about its accuracy and without explicit or tacit guarantees or warranties with regard to quality,
originality, copyright-infringement or its suitability for a specific purpose.

6. No liability

Perpetual Wealth AG accepts no liability and makes no guarantees that the information made
available on its website is up-to-date, correct or complete. Perpetual Wealth AG shall not be liable
for either direct or indirect damage, including loss of earnings, incurred on the basis of information
provided on the Perpetual Wealth AG website or directly or indirectly related to use of the Perpetual
Wealth AG website and the content therein or the risks of the financial markets. Liability shall be
restricted to negligence or foreseeable damage and excluded with regard to consequential damage
and loss of earnings.

7. No orders

The input fields on the Perpetual Wealth AG website are not available for submitting orders (e.g. for
purchasing or selling investment vehicles) to Perpetual Wealth AG. Such orders will not be fulfilled by
Perpetual Wealth AG – even without appropriate confirmation to the issuer – and will not establish
any valid agreement with Perpetual Wealth AG.

8. Property rights, copyright and trademarks

All the elements on the Perpetual Wealth AG website are protected by intellectual property rights
and are the property of Perpetual Wealth AG or third parties. Downloading or printing elements of
the Perpetual Wealth AG website shall not transfer any rights thereto, in particular rights with regard
to software or brands. Copyright and trademark notices may be neither changed nor removed.
Reproduction of parts of or complete elements of the Perpetual Wealth AG website, no matter what
form this may take (especially electronically or printed), is permissible only if accompanied by
complete references to the source and with prior consent from Perpetual Wealth AG.